Run the numbers before you make a move.
A mortgage estimate is the start of the conversation — not the end of it. Adjust the figures below to see how price, down payment, and rate shape your monthly payment in the Triangle.
Monthly carrying costs
$3,758.93/mo
Loan amount
$480,000
Down payment
$120,000
Principal & interest
$3,033.93
Cash to close*
$124,500
A starting point
This tool gives a reasonable estimate of your monthly cost — principal, interest, taxes, insurance, and PMI when applicable. It’s meant to help you think through affordability, not replace a lender’s official number.
Local nuance matters
Property tax rates differ across Wake County towns — Cary, Apex, Raleigh, Holly Springs all carry slightly different mill rates. Insurance varies by home age, construction, and flood zone. I help you weigh the real totals.
I know the people
When you’re ready for a precise pre-approval, I’ll connect you with trusted local lenders I’ve worked with for years — people who know the Triangle and close on time.
Helping you make the dream a reality — while safeguarding the process, protecting your investment, and advocating for you every step of the way.